Posted by Michele Newsom on Thursday, July 14, 2011,
http://www.change.org/petitions/tell-chase-bank-dont-foreclose-on-soldiers-family?utm_source=action_alert&utm_medium=email&alert_id=mZHbRYoBMg_TnPDmroMaW
Tell Chase Bank: Don't Foreclose on Soldier's Family
PETITIONING
Spokesperson, Chase Bank(Thomas Kelly)
OVERVIEW
20 year-old Aaron Collette ...
Posted by Michele Newsom on Monday, July 11, 2011,
If you think you are safe from foreclosure then keep reading... http://finance.yahoo.com/news/Neighbor-vs-neighbor-as-apf-2524543580.html?x=0
Neighbor vs. neighbor as homeowner fights get uglyAs more are unable to pay homeowners' fees, associations pit nei... Continue reading ...
Posted by Michele Newsom on Saturday, June 4, 2011,
Bank of America Gets Pad Locked After Homeowner Forecloses On It
10:53 PM, Jun 3, 2011 http://www.digtriad.com/news/watercooler/article/178031/176/Florida-Homeowner-Forecloses-On-Bank-Of-America
Collier County, Florida -- Have you heard the one about a Homeowner foreclosing on a bank?
Well, it has happened in Florid... Continue reading ...
Posted by Michele Newsom on Friday, June 3, 2011,
This is someone you can listen to and the ones helping me with my foreclosure. They stay in touch, answer questions, and they help you out with your interests in mind. The person I found first who is often in the spotlight is Matt Englett. https://www.facebook.com/kel.attorneys Continue reading ...
Posted by Michele Newsom on Friday, June 3, 2011,
| Fulton County Schedules Foreclosure Prevention Fair |
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Events scheduled June 11 at Alpharetta High School
The
Fulton County Department of Housing and Human Services Office of
Housing and Community Development will host a free Foreclosure
Prevention Fair in June to help Fulton County residents in danger of losing their homes because they can no longer afford their mortgages. |
The event will be held on Saturday, June 11, 2011, at Alpharetta High School from 9:00 a.m. until ... | Continue reading ...
Posted by Michele Newsom on Friday, June 3, 2011,
Confusing lawyer fees complicate foreclosure battles
By Susan Taylor Martin, Times Senior Correspondent
In Print: Friday, June 3, 2011
With 466,500 Florida mortgages in default, more and more lawyers are vowing to "help you fight foreclosure.'' But
help often comes at confusing cost, with cash-strapped homeowners
forced to choose between a dizzying variety of payment plans. Some foreclosure defense lawyers charge by the month or by the year. Others require an up-fr... Continue reading ...
Posted by Michele Newsom on Thursday, April 14, 2011,
Foreclosure Prevention Workshop
U.S. Department of Housing and Urban Developments will present a Foreclosure Prevention Workshop for Local, State, and Federal Government Employees. The workshop will take place on Monday, April 25, 2011 at the Sam Nunn Federal Center . Registration is required. Register at www.hud.gov/georgia.
Providing the Pieces for Sustainable Homeownership, Atlanta
Event Date: April 25, 2011
Event Time:
9:30 AM-12:00 PM
Description: While these workshops we... |
|
Continue reading ...
Posted by Michele Newsom on Wednesday, April 6, 2011,
http://www.news10.net/news/article/131500/2/Widow-Bank-insists-on-talking-to-my-dead-husband
Written by George Warren
Jeanette Noble SONORA, CA - A widow who
SONORA, CA - A widow who is losing her home to foreclosure said
she's willing and able to make her house payments, but the bank insists
on dealing with her dead husband.
Jeanette Noble, 66, fell several months behind in her payments
following the death of her husband, Norman, in Oct. 2009, bec...
Posted by Michele Newsom on Wednesday, April 6, 2011,
April 1st, 2011 11:01 PM
By Van Jones and Marianne Manilov
Day after day, the media and government ignore an ongoing
national tragedy: a tsunami of foreclosures is still sweeping millions
of Americans out of their homes. As many as three million American
families this year will hear a terrifying knock on the door: a law
enforcement officer... Continue reading ...
Posted by Michele Newsom on Friday, March 18, 2011,
If you have a second mortgage or are thinking of getting one you may want to read this. http://www.truth-out.org/in-proposed-mortgage-fraud-settlement-a-gift-big-banks68578 In Proposed Mortgage Fraud Settlement, a Gift to Big Banks
Wednesday 16 March 2011 by: Jesse Eisinger | ProPublica | Report
Lurking in a proposed mortgage fraud settlement
with the state attorneys general is a clause that could be worth
billions for the big banks.
Yes, I mean the set... Continue reading ...
Posted by Michele Newsom on Wednesday, March 16, 2011,
http://4closurefraud.org/2011/03/01/georgia-hb237-foreclosure-fraud-bill-passes-out-of-house-committee/
Attorney General Sam Olens applauded today’s action by the House Judiciary (Non-Civil) Committee to recommend “Do Pass” on HB 237. HB 237,
introduced by Representative Rich Golick, would prohibit misstatements
with the intent to defraud during the foreclosure process. The bill
would also give law enforcement, including the Attorney General,
sufficient authority to investigate ... Continue reading ...
Posted by Michele Newsom on Wednesday, March 16, 2011,
http://stopforeclosurefraud.com/2010/10/23/georgia-class-action-rollins-v-mers-merscorp/ Continue reading ...
Posted by Michele Newsom on Wednesday, March 16, 2011,
http://www.foreclosuredatabank.com/foreclosures-blog/article/2668/foreclosed-home-and-condominiums-for-sale-procedure-still-in-question
The way lenders process foreclosed homes and condominiums for sale
in the U.S. remains under discussion as attorneys general from various
states reportedly failed to agree on what provis... Continue reading ...
Posted by Michele Newsom on Thursday, March 10, 2011,
Bill was put before the house in 2010 and given second reading in Jan of 2010 and has yet to go into effect... http://www.ajc.com/opinion/reform-georgias-foreclosure-laws-345304.html
Reform Georgia’s foreclosure laws to protect property rights
Saving your home in Georgia is harder than anywhere else in the
nation. Losing the house you’ve owned for 30 years can happen in the
blink of an eye.
Currently, Georgia only requires banks to notify individuals 30 day... Continue reading ...
Posted by Michele Newsom on Monday, March 7, 2011,
Corporate greed...America is not broke.
Contrary to what those in power would like you to
believe so that you'll give up your pension, cut your wages, and settle
for the life your great-grandparents had, America is not broke. Not by a
long shot. The country is awash in wealth and cash. It's just that it's
not in your hands. It has been transferred, in the greatest heist in
history, from the workers and consumers to the banks and the portfolios
of the uber-rich.
Today just 400 Americans ... Continue reading ...
Posted by Michele Newsom on Friday, March 4, 2011,
JPMorgan needs $4.5 billion to fight 10,000 legal actions WOW cry me a river.JPMorgan needs $4.5 billion to fight 10,000 legal actions
by KERRI PANCHUK
Tuesday, March 1st, 2011, 8:24 am
JPMorgan Chase (JPM: 45.31 -1.67%)
may need a legal cushion of $4.5 billion in excess of current levels to
handle litigation and regulatory actions against the banking giant, the
firm said in a Securities and Exchange Commission filing.
At Dec. 31, some 10,000 legal actions are pendi...
Posted by Michele Newsom on Thursday, March 3, 2011,
AJC article, this is going on for a few days... NACA is meeting homeowners at America’s Mart, 250 Spring St., from 8
a.m. to 8 p.m. Thursday through Monday. The organization was last in
town in June, when an estimated 15,000 people showed up before noon on
the first day. Bruce Marks, NACA chief executive, said there now are more lenders on
site and many homeowners are getting definite answers before they leave
the event. Interested homeowners can register online at www.naca.com or
call ... Continue reading ...
Posted by Michele Newsom on Thursday, March 3, 2011,
HUD The Real Estate Settlement Procedures Act (RESPA)
is a consumer protection statute, first passed in 1974. RESPA covers
loans secured with a mortgage placed on a one-to-four family residential
property. These include most purchase loans, assumptions, refinances,
property improvement loans, and equity lines of credit. HUD's Office of
RESPA and Interstate Land Sales is responsible for enforcing RESPA. Loan servicing complaints Section
6 provides borrowers with important consumer p... Continue reading ...
Posted by Michele Newsom on Thursday, March 3, 2011,
Yes it's a wiki article get over it... Predatory mortgage servicing
From Wikipedia, the free encyclopedia
Predatory mortgage servicing (predatory servicing) is a pejorative term used to describe abusive, unfair, deceptive, or fraudulent mortgage servicing practices of some mortgage servicers
during the mortgage servicing process. There is no legal definition in
the Unit... Continue reading ...
Posted by Michele Newsom on Thursday, March 3, 2011,
Posting this here as it pertains to my dealing with Citi and has some decent info from another persons point of view... My suggestions is to read the whole forum thread as there is a LOT of info there to help... I work in financials as a financial researcher, and was very aware of
the liquidity troubles that Citi was (at the time privately) facing. I
tried to use that as leverage, using a common sense approach, but Donna
was unable to
1) Admit that CitiGroup was facing any type of asset tro... Continue reading ...
Posted by Michele Newsom on Thursday, March 3, 2011,
By David McLaughlin October 28, 2010, 8:02 PM EDT(Updates with Bank of America comment in sixth paragraph, modification figures in seventh paragraph.)
Oct. 28 (Bloomberg) -- Bank of America Corp., the
largest U.S. bank by assets, was sued by a Florida borrower who accused
the bank of violating the federal government’s home-loan modification
program to boost its earnings. http://www.businessweek.com/news/2010-10-28/bank-of-america-sued-over-loan-modification-practices.html Continue reading ...
Posted by Michele Newsom on Thursday, March 3, 2011,
July 07, 2010 5:01 PM
They're supposed to be helping homeowners, but seem to be hitting roadblocks.
Government programs, introduced by federal lawmakers, to offer loan modifications during the housing crisis.
How it works? The government pays money to the banks, and the banks then lower homeowners' mortgage pay... Continue reading ...
Posted by Michele Newsom on Thursday, March 3, 2011,
This is another lawyer's site but has some great info and statistics on what has happened and how to go about doing things. Research is key, doing your own is best and this lawyer may not be the one for you. I will have a page on where to go for help with a list of lawyers as well... By now, you may have made your own attempts at loan modification. You
now know what we have known: Despite all the government and media hype,
the voluntary loan modifications are not the silver bullet to the
fore... Continue reading ...
Posted by Michele Newsom on Thursday, March 3, 2011,
Wrongful Bank ForeclosureLoan
modification nightmare stories are coming in droves from consumers
across the country who are complaining about the treatment that they are
allegedly receiving from CitiMortgage. Every day, homeowners are
telling our attorneys about their experiences with CitiMortgage and the
processing, or lack of processing in most cases, of their loan
modification applications.
http://www.so... Continue reading ...
Posted by Michele Newsom on Thursday, March 3, 2011,
This is an article as well as an ad for a law firm as well as I can tell but it's got some good advice, again these articles are here for you to read and for research purposes and I always think it's a good idea to do research on your own as well smile. Applying for a loan modification does NOT mean you can ignore your lawsuit!
Every day, throughout Florida, banks commit fraud against unsuspecting homeowners If you’ve been ... Continue reading ...
Posted by Michele Newsom on Thursday, March 3, 2011,
Link: http://www.nwlmc.com Bill Black - CMP
Sunday, November 1, 2009 “I have perfect credit and I am not
late on my mortgage but I really need to get a lower payment so if I was
offered a federal home loan modification how will this affect my credit
score?” This is currently one of the most asked questions states
Kathleen Jamal, Operations Manager at the NW Loan Modification Center
in Vancouver, Washi... Continue reading ...
Posted by Michele Newsom on Thursday, March 3, 2011,
Posted by Michele Newsom on Thursday, March 3, 2011,
Scam run by banks employees... A bit old but important... Woman’s Foreclosure Nightmare: ‘Like A Black Hole’
December 13, 2010 Enlarge Chris Arnold/NPRRachel Keyser
and her daughter, Sydney, stand in front of their house in Deerfield,
N.H. Since falling prey to a mortgage scam in 2004, Keyser has faced
repeated attempts to foreclose on the house.
http://livinglies.wordpress.com/2010/12/16/npr-scam-run-by-one-of-the-banks-very-own-employees/ Continue reading ...
Posted by Michele Newsom on Thursday, March 3, 2011,
NPR Segment on Mortgage Fraud: Complicity of Lenders
The Great Pool of Money is a terrific and entertaining
commentary on the mortgage crisis. The piece suggests the complicity of
the lending institutions in causing the crisis. As an attorney
representing mortgage fraud defendants, the piece suggests a line of
cross examination: the lending institutions encouraged the practices
that caused the bad loans in an effort to sell more mortgage backed
securities. The hour long segment was ... Continue reading ...
Posted by Michele Newsom on Thursday, March 3, 2011,
Homeowners Are Protected Against Fraudulent and Deceptive Mortgage Companies
By
Michael A. Goldstein
and Charlene Chinn The Massachusetts Consumer Protection Act is a law which allows
consumers to take legal action against unfair or deceptive business
activity. M.G.L c. 93A is the Massachusetts statute which is used in
order to deal with such matters. Violation of the regulation gives the
individual litigant an opportunity to obtain actual dama... Continue reading ...
Posted by Michele Newsom on Thursday, March 3, 2011,
The mortgage crisis has sent millions of homeowners in search of ways to
modify their mortgage obligations. Unfortunately, it has also provided a
breeding ground for companies bilking distressed homeowners for
thousands of dollars in fees for services often available for free.
Worse yet, many scam artists simply disappear after collecting their
upfront fees from homeowners desperate to prevent foreclosure. http://commonlaw.findlaw.com/2009/01/mortgage-loan-modification-scams-on-the-rise.html Continue reading ...
Posted by Michele Newsom on Thursday, March 3, 2011,
FTC, State Enforcers Sue Scammers, Warn Others; Announce Education Campaign Designed to Reach Borrowers Directly
The Federal Trade Commission today announced a crackdown on
fraud and deception by mortgage modification and home foreclosure
rescue companies. The FTC is seeking to halt the proliferation of these
mortgage relief scams – which target distressed and vulnerable
consumers who are delinquent or facing foreclosure – through increased
law enforcement, consumer outre... Continue reading ...
Posted by Michele Newsom on Thursday, March 3, 2011,
Judge slams mortgage company fraudulent note practiceThis is really big news if you’re involved in the mortgage crisis in
the United States. And even if you’re not in the United States, you
have to understand that the entire world economy crashed.
And part of the reason was excessive loans to people who couldn’t
afford homes throughout the United States and North America. And that
the same philosophy trickled down into what they called secondary
mortgages and financial crisis. htt... Continue reading ...
Posted by Michele Newsom on Thursday, March 3, 2011,
Gee, what one finds reading around the web. Here, Karl Denninger posts about an article in the Seattle PI:
"The FBI was aware for years of "pervasive and growing"
fraud in the mortgage industry that eventually contributed to America's
financial meltdown, but did not take definitive action to stop it.
"It is clear that we had good intelligence on the mortgage-fraud
schemes, the corrupt attorneys, the corrupt appraisers, the insider
schemes," said a recently retired, high FBI official. Anot...
Continue reading ...
Posted by Michele Newsom on Thursday, March 3, 2011,
More homeowners at risk of foreclosure will qualify for help under an expanded assistance program.
State housing officials Thursday announced adjustments to the
six-week-old foreclosure prevention program during a statewide
affordable housing forum in Columbia.
Among the changes made in the S.C. Homeownership and Employment Lending Program: http://loanworkout.org/2011/02/more-foreclosure-help-for-homeowners/ Continue reading ...
Posted by Michele Newsom on Thursday, March 3, 2011,
A Philadelphia homeowner started foreclosure proceedings on a Wells
Fargo mortgage office after winning a rather strange legal judgement
against the bank. http://www.huffingtonpost.com/2011/02/17/patrick-rodgers-forecloses-on-wells-fargo_n_824765.html According to the Philadelphia Inquirer, Rodgers discovered the Real Estate Settlement Procedures Act,
which requires mortgage companies to acknowledge written requests
within 20 business days or face penalties. He took Wells Fargo to court,
... Continue reading ...
Posted by Michele Newsom on Wednesday, March 2, 2011,
Throughout America, countless millions of American homeowners have been unlawfully foreclosed upon via fraudulent means.
Read more...
http://www.scribd.com/doc/36741636/Report-on-Fraudulent-Forged-Assignments-of-Mortgages-Deeds-in-U-S-Foreclosures Continue reading ...
| |
BOB CHRISTIE | 12/17/10 07:17 PM |
PHOENIX — Attorneys general in Arizona and Nevada filed civil lawsuits Friday against Bank of America Corp., alleging that the lender is misleading and deceiving homeowners who have tried to ...