They did send me a certified letter it came while I was away on business for several weeks and so was sent back as my S/O was not able to pick it up.
I asked the lawyer how they are able to just go ahead and do this without having me have signed the paperwork.
He said by law they can't however it seems they are.

I also asked him what has been happening.
They have been in constant contact with the lender/mortgage company etc.
The mortgage company acknowledges they have the first mod in front of the...
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