Mortgage Warrior

Bankruptcy and more frustration...

June 29, 2011
They did send me a certified letter it came while I was away on business for several weeks and so was sent back as my S/O was not able to pick it up.
I asked the lawyer how they are able to just go ahead and do this without having me have signed the paperwork.
He said by law they can't however it seems they are.

I also asked him what has been happening.
They have been in constant contact with the lender/mortgage company etc.
The mortgage company acknowledges they have the first mod in front of them ie they have all the paperwork and it should have been honored.
They also said they are in negotiation with my lawyers about a mod with Nationstar/them so again this should not be happening.
They have filed a postponement or so they say but said that it may be the day before the sale that it stops it if it stops it, my lawyers do not trust them or what they have said.
I told the lawyers to go ahead and file an injunction which should have them speed this up, should being the predominant word.
We are going to be sueing them.

Now will this let me keep my house?
Even the lawyers said that what it boils down to is that even if we do the injunction, even though they are in the wrong when it gets to the judge the judge to keep his docket flowing smoothly may wind up just letting them do this.
Yes you read that right.

So why fight?
I mean really why do this?

I've been told to get a bankruptcy which I have to do in GA.
I have found a law firm to do that.
I go tomorrow morning to get that done.
More money I don't have to save my house.

I have some friends urging me to just let it go.
Thing is I have fought hard for this for months now and letting it go seems like a waste and me giving up.
I do NOT give up.
I may lose but I will damn well have given this my best.
 

Forelcosure, house, more frustration June 27

June 29, 2011

Talked to the lawyers today.

So seems when Citibank gave me the mod and then sold it they WERE supposed to honor it they being nationstar.

It's the way the HAMP program is set up and you can't just sell it mid mod like they used to to get out of the mod.

So that lends us some leverage.

My house is set to go up for auction on the 5th of July.

Yeah not kidding, and really not happy.

They have been in constant contact with the mortgage company.

Mortgage company swears that the one department has not co...


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More on the house June 22

June 29, 2011

So I periodically check the listings in the area to make sure that I don't have my house up there ie no surprises.

I found this...

 

http://cherokee.mdjlegals.live.communityq.com/?content_source=&category_id=&search_filter=&event_mode=&event_ts_from=&list_type=&order_by=&order_sort=&content_class=&sub_type=legals&town_id=&page=5

 

F-1087 NEWSOME, MICHELE R. NOTICE OF SALE UNDER POWER GEORGIA, CHEROKEE COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed ex...


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June 15 get foreclosure notice via regular mail...

June 29, 2011
Update on house, got foreclosure notice though how it can be sent via regular mail I don't know but hey there ya go.
Said house is being sold July 5th at courthouse.
Lawyer was like 'um no' and called the company sending out the notice.
Again the exucse that one dept does not communicate with the other and therefor boo booed, yeah lets fix that shall we.
Still ok just irritated and stressed over it all.

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Thanks to all who have donated so far...

June 3, 2011
1,220 towards our 4,000.00 goal.
Every bit helps so much.

Been doing ok.
Still waiting.
Still sending info to the lawyers each month when I get it, if I get any.

This month sees me in TX and FL on business.

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Waiting and hoping...

May 1, 2011
So continue to wait.
I heard from the lawyers a bit ago wanting to know if I knew my house was up for sale.
I was like WHAT?
Yeah so seems in their records, so they can use it as a scare tactic or whatever they had it listed down as up for sale on the day he called.
He asked if I had gotten anything from them certified mail and I told him no.
If I do it gets sent right on to the lawyers.
So I got the don't worry and we are waiting and talking with them.

So now again it's waiting and hoping things tu...
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Talked to the lawyers office today...

April 6, 2011
They pulled my credit report and are gearing up to clean up any erroneous info and items on it.
This will in effect clean up a bunch of my credit and improve my score.
Hiring this firm was one of the best choices I could have made and they are currently negotiating with Nationstar for the Modification I was supposed to have via Citi.
We'll continue to see how it all works out but am more hopeful now.

Been having a ton of stress over all this still to the point of some really intense nightmares an...
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VIDEO: 'This Is Not America': SWAT Team Evicts Grandmother, Community Fights Back

April 6, 2011
http://www.michaelmoore.com/words/mike-friends-blog/video-this-is-not-america
Day after day, the media and government ignore an ongoing national tragedy: a tsunami of foreclosures is still sweeping millions of Americans out of their homes. As many as three million American families this year will hear a terrifying knock on the door: a law enforcement officer will tell them to get out, because a bank won't work out a fair deal and allow them to stay.
It was a moving scene captured on the vi...
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Things that make you go hmmmm...

April 2, 2011
Yesterday we recieved a couple of peices of mail.
One was from Nationstar.
In it they tell me that the mod I applied for, (I have not with them as I do not trust them and they told me that the mod from Citi would be upheld etc), was not able to be granted.
Hmmmm...ok well I never applied to you for that loan soooo...
It goes on to say that they have one that they can put me in that does not require income verification etc.
Um ok really?
They had told me the reason they could'nt uphold the mod from ...
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Money raised to help save house...

March 23, 2011
Many thanks to the several awesome individuals who have already donated to help save my home.
I've raised 220.00 out of the 4,000.00.
It may not seem like much but it means a lot to me that folks are doing this.
I hated to ask, to put that out there and for folks to be helping it means a lot to me.
So only 3,780.00 to go, am hoping we can do this.

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