Mortgage Warrior

Showing category "resources" (Show all posts)

Bankruptcy and more frustration...

Posted by Michele Newsom on Wednesday, June 29, 2011,
They did send me a certified letter it came while I was away on business for several weeks and so was sent back as my S/O was not able to pick it up.
I asked the lawyer how they are able to just go ahead and do this without having me have signed the paperwork.
He said by law they can't however it seems they are.

I also asked him what has been happening.
They have been in constant contact with the lender/mortgage company etc.
The mortgage company acknowledges they have the first mod in front of the...
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Forelcosure, house, more frustration June 27

Posted by Michele Newsom on Wednesday, June 29, 2011,

Talked to the lawyers today.

So seems when Citibank gave me the mod and then sold it they WERE supposed to honor it they being nationstar.

It's the way the HAMP program is set up and you can't just sell it mid mod like they used to to get out of the mod.

So that lends us some leverage.

My house is set to go up for auction on the 5th of July.

Yeah not kidding, and really not happy.

They have been in constant contact with the mortgage company.

Mortgage company swears that the one department has not co...


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More on the house June 22

Posted by Michele Newsom on Wednesday, June 29, 2011,

So I periodically check the listings in the area to make sure that I don't have my house up there ie no surprises.

I found this...

 

http://cherokee.mdjlegals.live.communityq.com/?content_source=&category_id=&search_filter=&event_mode=&event_ts_from=&list_type=&order_by=&order_sort=&content_class=&sub_type=legals&town_id=&page=5

 

F-1087 NEWSOME, MICHELE R. NOTICE OF SALE UNDER POWER GEORGIA, CHEROKEE COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed ex...


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June 15 get foreclosure notice via regular mail...

Posted by Michele Newsom on Wednesday, June 29, 2011,
Update on house, got foreclosure notice though how it can be sent via regular mail I don't know but hey there ya go.
Said house is being sold July 5th at courthouse.
Lawyer was like 'um no' and called the company sending out the notice.
Again the exucse that one dept does not communicate with the other and therefor boo booed, yeah lets fix that shall we.
Still ok just irritated and stressed over it all.

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Thanks to all who have donated so far...

Posted by Michele Newsom on Friday, June 3, 2011,
1,220 towards our 4,000.00 goal.
Every bit helps so much.

Been doing ok.
Still waiting.
Still sending info to the lawyers each month when I get it, if I get any.

This month sees me in TX and FL on business.

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Waiting and hoping...

Posted by Michele Newsom on Sunday, May 1, 2011,
So continue to wait.
I heard from the lawyers a bit ago wanting to know if I knew my house was up for sale.
I was like WHAT?
Yeah so seems in their records, so they can use it as a scare tactic or whatever they had it listed down as up for sale on the day he called.
He asked if I had gotten anything from them certified mail and I told him no.
If I do it gets sent right on to the lawyers.
So I got the don't worry and we are waiting and talking with them.

So now again it's waiting and hoping things tu...
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Talked to the lawyers office today...

Posted by Michele Newsom on Wednesday, April 6, 2011,
They pulled my credit report and are gearing up to clean up any erroneous info and items on it.
This will in effect clean up a bunch of my credit and improve my score.
Hiring this firm was one of the best choices I could have made and they are currently negotiating with Nationstar for the Modification I was supposed to have via Citi.
We'll continue to see how it all works out but am more hopeful now.

Been having a ton of stress over all this still to the point of some really intense nightmares an...
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VIDEO: 'This Is Not America': SWAT Team Evicts Grandmother, Community Fights Back

Posted by Michele Newsom on Wednesday, April 6, 2011,
http://www.michaelmoore.com/words/mike-friends-blog/video-this-is-not-america
Day after day, the media and government ignore an ongoing national tragedy: a tsunami of foreclosures is still sweeping millions of Americans out of their homes. As many as three million American families this year will hear a terrifying knock on the door: a law enforcement officer will tell them to get out, because a bank won't work out a fair deal and allow them to stay.
It was a moving scene captured on the vi...
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Things that make you go hmmmm...

Posted by Michele Newsom on Saturday, April 2, 2011,
Yesterday we recieved a couple of peices of mail.
One was from Nationstar.
In it they tell me that the mod I applied for, (I have not with them as I do not trust them and they told me that the mod from Citi would be upheld etc), was not able to be granted.
Hmmmm...ok well I never applied to you for that loan soooo...
It goes on to say that they have one that they can put me in that does not require income verification etc.
Um ok really?
They had told me the reason they could'nt uphold the mod from ...
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Money raised to help save house...

Posted by Michele Newsom on Wednesday, March 23, 2011,
Many thanks to the several awesome individuals who have already donated to help save my home.
I've raised 220.00 out of the 4,000.00.
It may not seem like much but it means a lot to me that folks are doing this.
I hated to ask, to put that out there and for folks to be helping it means a lot to me.
So only 3,780.00 to go, am hoping we can do this.

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Ebay, lawyers, and work...

Posted by Michele Newsom on Friday, March 18, 2011,
Proceeding as best I can.

Have'nt heard back from the a lawyers so am hoping that is a good sign.
May wind up on the radio and on an internet talk program over this whole mess but if it helps anyone then it's all good.

Put some things up on ebay so that I can try and make some more money I also listed the anime with a donation going to Japan...
View as:

Item image
 

0 Bids
$5.00
Free shipping
Time left:6d 22h 58m
Item image
 

0 Bids
$5.00
Free shipping
T...

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Lawyers

Posted by Michele Newsom on Wednesday, March 16, 2011,
Sent the paperwork off to the lawyer today to begin the work on this whole thing.
Working currently on more paperwork and then am done till they need something else?
I keep in touch with them via email as they are out of Florida.
Gotta not worry but it's hard.

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Health

Posted by Michele Newsom on Wednesday, March 16, 2011,
So have been stressed as hell over everything that is going on with the mortgage companies and how they are not playing fair with me on this.
It's causing issues but I keep moving forward.
I can't afford the doctor so I self medicate with midol, aleve, etc.
I get migraines, I have a back condition that does not enjoy stress either, I also have a skin condition that is ascerbated by stress.
The migraines have been acting up lately and so put me in bed for a day or so even with taking the midol and...
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Business and stuff...

Posted by Michele Newsom on Wednesday, March 16, 2011,
Have been out of the house due to business so no posting the past couple of days.
I've been busy and the weekend business trip was good and this season seems to be better than last.

I am back home now and back to work restocking my business and working on my website for that as well as back to posting here.

Still worried about money but then who is'nt right?

More posts forthcoming.

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Pics of family

Posted by Michele Newsom on Friday, March 4, 2011,

Me and brothers and my cousins when we were young and in Ohio.
Looooong time ago lol.

The house we had there was awesome.
One of my fondest memories of the house was the huge yard we had and some of the things that happened in that yard.
.When we first moved into out property in Ohio the house had orginally been owned by two little old ladies.
They had died in the house, old age nothing sinister, though the house was considered haunted till dad put avacado green siding on it and that's a whole not...
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Hoping this page helps folks

Posted by Michele Newsom on Friday, March 4, 2011,
More than anything, my story, saving my house etc I hope this page helps someone out there save THEIR home.
If you know someone who is being affected by people trying to take their home, send them the link to the page.
If someone is having issues with their mortgage bills and things don't seem right then send em here, RESPA has a letter they can right demanding that they mortgage company tell them why the bill seems the way it does.
If you think someone is being unfairly evicted due to foreclosu...
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My pets...

Posted by Michele Newsom on Friday, March 4, 2011,

My 20 year old pal Artemis, she's been with me through thick and thin and sleeps with Stitch when I am gone on the road working.  She was a rescue and has been one of the best things in my life.

Neko named after the Japanese Lucky Cat.  He was also a rescue.  He's in the sink in the guest bathroom here.

Rorschach, a 20 pound fluff muffin who is also a rescue.  His family could'nt keep him as they lost their home and I took him in determined he was not going to go to a shelter.  He is a hero as ...
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My family...

Posted by Michele Newsom on Friday, March 4, 2011,
 
My daughter who I love dearly.  This is one of my reasons for fighting to keep my home.  I want to be able to leave my home to her so that she has a safe place to call home when she needs it.  She's much older than this pic now.

My daughter now.  I have'nt gotten to watch her grow up as things conspired when I was younger to keep us apart.  I am very proud of her, of what she has become and she makes me smile.

My mom and me.  Yes that is a sailor suit lol.
I love this pic as it was a happier t...

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Updated a ton today...

Posted by Michele Newsom on Thursday, March 3, 2011,
Updated News with a ton of posts, updated links, added a page or two with more info, posted to Facebook on progress.
Off to work now.
Feeling defeated and angry is not good.

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Website updated and in progress

Posted by Michele Newsom on Wednesday, March 2, 2011,
Am typing this while site is still being worked on.
Trying to make sure everything is there and in a format that all can read and understand.
Trying to make it as easy and painless as possible for anyone else going through this.
Still so much to do, debating on putting it up there and continuing to work on it as I go.

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First post,

Posted by Michele Newsom on Wednesday, March 2, 2011,
This is a repost from my facebook to keep everything cross posted (some of this was used for the front page.)

Should more say they are theiving bastards.

 

So with this being a somewhat personal issue it might be best for me to keep it all in the family and not post however I feel that what I am going through is something that a lot of others are going through so will be making a website, a free one, to blog on this, put up links to how to not have this happen to you, how to get help if it ...


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